Tools

Interactive tools that run in your browser. Nothing you type is sent to a server.

Estimate the rupee value of a year's cashback or reward points on your spending and compare it with the card's annual fee including 18% GST.

See the fixed monthly payment, total interest and balance by year if you clear a credit card balance (or a loan used to repay it) over a set period.

Work out the foreign currency markup with 18% GST on international card spends and how much of your travel budget it uses.

Questions to answer about rewards, fees, interest, rules and your own habits before you apply for a cashback or reward credit card.